Fire Risk Assessments

Q: Will a Fire Risk Assessment lower my insurance premiums?

Often, yes. Insurance companies view a professional, up-to-date FRA as evidence that you are proactively managing risk. By implementing the fire suppression systems Mistek installs (like Automist or Sprinklers) as recommended in an FRA, you reduce the “Estimated Maximum Loss” for the insurer. Many clients find that demonstrating high-level fire protection leads to more competitive premiums and ensures that claims are not invalidated due to negligence.

Q: Who is the “Responsible Person” for fire safety?

The “Responsible Person” is typically the employer, the building owner, or the managing agent/landlord. They have the ultimate legal duty to ensure the safety of the people in the building. While they can appoint a “competent person” like Mistek to carry out the technical assessment, the legal liability for ensuring the assessment is done and the recommendations are followed stays with the Responsible Person.

Q: Is a Fire Risk Assessment a legal requirement?

Yes. If you are an employer, owner, landlord, or occupier of business or non-domestic premises, you are legally required to ensure a “suitable and sufficient” fire risk assessment is carried out. This includes the common parts of blocks of flats and houses in multiple occupation (HMOs). If you have 5 or more employees , the findings must be recorded in writing.

Professional Fire Risk Assessments: Your Legal Safety Net

Under the Regulatory Reform (Fire Safety) Order 2005, every business or property owner (the “Responsible Person”) is legally required to ensure a valid Fire Risk Assessment is in place.

Mistek provides comprehensive, independent, and professional assessments that do more than just “tick a box.” We identify potential hazards, evaluate existing safety measures, and provide a clear, actionable roadmap to total compliance.

What is a Fire Risk Assessment?

A Fire Risk Assessment is a structured and detailed inspection of your premises to determine the likelihood of a fire starting and the potential danger it poses to the people within the building.

It isn’t a one-time event; it is a living document that must be reviewed regularly – especially if the building layout changes or the occupancy type shifts. At Mistek, our assessors look at five key pillars:

Hazard Identification

We begin by identifying the “Fire Triangle”: heat, fuel, and oxygen. Our experts pinpoint potential ignition sources – such as faulty electrical equipment or overloaded circuits – and identify combustible materials that could act as fuel. By identifying these risks early, we can recommend simple physical changes to prevent a fire from ever starting.

Protecting People at Risk

A building is only as safe as the people inside it. We evaluate who is using your space and when. This includes identifying “vulnerable persons,” such as those with mobility issues, hearing impairments, or children, who may require a Personal Emergency Evacuation Plan (PEEP). We ensure your safety strategy accounts for everyone, not just the majority.

Evaluation of Physical Defences

We conduct a rigorous inspection of your active and passive fire protection measures. This includes verifying that detection systems provide adequate early warning and that suppression hardware—from sprinklers to mist—is correctly specified. We also check that fire doors and walls are structurally sound to contain smoke and flames.

Strategic Emergency Planning

Clear communication is life-saving during an incident. We audit your escape routes to ensure they are short, unobstructed, and clearly lit. These findings are then compiled into a formal Fire Safety Log Book and a prioritised Action Plan, giving you a clear roadmap for necessary improvements.

Training and Continuous Review

The best equipment is only effective if people know how to use it. We review your staff training and fire drill frequency to ensure a high level of preparedness. Finally, we establish a review schedule to ensure your assessment evolves alongside your building and business.

Who Needs a Fire Risk Assessment?

If you are an employer, a landlord of an HMO (House in Multiple Occupation), or the owner of a non-domestic premises, you are likely the “Responsible Person.”

Why Choose Mistek for Your Assessment?

Industry-Accredited Assessors

Our team consists of highly trained professionals with deep knowledge of UK fire safety standards.

Practical, Jargon-Free Reports

We don’t just hand you a list of problems. We provide a clear “Action Plan” prioritised by urgency, so you know exactly what to do next.

Integrated Safety Insight

Because we also design and install suppression systems (Mist, Automist, and Sprinklers), we offer a unique perspective on how to optimize your building’s physical defenses.

Total Compliance Peace of Mind

We ensure your documentation meets the rigorous standards required by local Fire and Rescue Services and insurance providers.

INTERMEDIATE ACTIVE

nfrar Approved Fire
Risk Assessors

Taylor Tuck-Brown

Membership ID: 1886
Company: Mistek Limited

Email: taylor@mistek.co.uk
Website: mistek.co.uk
Telephone: 01634564834

ADDRESS

6, Magazine B
Ordnance Yard, Upnor Road
Rochester
Kent
ME2 4UY

Scheme Start Date

October 8, 2025

Scheme Next Review Date

October 8, 2026

Find out more

INTERMEDIATE ACTIVE

nfrar Approved Fire
Risk Assessors

Taylor Tuck-Brown

Membership ID: 1886
Company: Mistek Limited

Email: taylor@mistek.co.uk
Website: mistek.co.uk
Telephone: 01634564834

ADDRESS

6, Magazine B
Ordnance Yard, Upnor Road
Rochester
Kent
ME2 4UY

Scheme Start Date

October 8, 2025

Scheme Next Review Date

October 8, 2026

Find out more

Frequently Asked Questions

Will a Fire Risk Assessment lower my insurance premiums?jasmine@imprintdesign.media2026-05-14T05:30:08-04:00

Will a Fire Risk Assessment lower my insurance premiums?

Often, yes. Insurance companies view a professional, up-to-date FRA as evidence that you are proactively managing risk. By implementing the fire suppression systems Mistek installs (like Automist or Sprinklers) as recommended in an FRA, you reduce the “Estimated Maximum Loss” for the insurer. Many clients find that demonstrating high-level fire protection leads to more competitive premiums and ensures that claims are not invalidated due to negligence.

What happens if my building fails the assessment?jasmine@imprintdesign.media2026-05-14T05:29:53-04:00

What happens if my building fails the assessment?

An FRA doesn’t really “pass” or “fail” in a binary way; instead, it identifies “Significant Findings” or “Actions.”

If your building has high-risk areas, the assessor will provide a prioritised list of remedial actions (e.g., “Install Automist in open-plan areas” or “Replace non-fire-rated doors”).
Failure to act on these findings can lead to enforcement notices from the Fire Authority, heavy fines, or in extreme cases, the closure of the building and imprisonment of the Responsible Person.

Who is the “Responsible Person” for fire safety?jasmine@imprintdesign.media2026-05-14T05:29:32-04:00

Who is the “Responsible Person” for fire safety?

The “Responsible Person” is typically the employer, the building owner, or the managing agent/landlord. They have the ultimate legal duty to ensure the safety of the people in the building. While they can appoint a “competent person” like Mistek to carry out the technical assessment, the legal liability for ensuring the assessment is done and the recommendations are followed stays with the Responsible Person.

Is a Fire Risk Assessment a legal requirement?jasmine@imprintdesign.media2026-05-14T05:29:13-04:00

Is a Fire Risk Assessment a legal requirement?

Yes. If you are an employer, owner, landlord, or occupier of business or non-domestic premises, you are legally required to ensure a “suitable and sufficient” fire risk assessment is carried out. This includes the common parts of blocks of flats and houses in multiple occupation (HMOs). If you have 5 or more employees, the findings must be recorded in writing.

How often should a Fire Risk Assessment be reviewed?jasmine@imprintdesign.media2026-05-14T05:28:57-04:00

How often should a Fire Risk Assessment be reviewed?

There is no fixed expiry date, but it is a legal requirement to keep it “up to date.” Mistek recommends a review:

Annually: For most commercial or multi-occupancy residential buildings to ensure ongoing safety.
Immediately: If there are significant changes to the building layout, a change in the type of occupants (e.g., vulnerable residents moving in), or after a “near miss” or fire incident.
Every 3 years: A brand-new assessment is generally recommended even if no changes have occurred.

01634 564 834

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sales@mistek.co.uk

01634 564 834

|

sales@mistek.co.uk

Professional Fire Risk Assessments: Your Legal Safety Net